In spite of regular reports of internet scams and the hacking of personal data we appear to be ever more willing to ignore the risks and continue using the internet for all manner of personal financial transactions. There is of course an element of us believing that such a thing would never happen to us and that we would instantly recognise a scam anyway. There is also nothing wrong with having the sort of confidence that persuades us that it only happens to other people, because there are many things we do in life that carry a risk if we allowed ourselves to think about it. There is no doubt that using the internet to manage various aspects of our everyday lives provides us with more leisure time to do the things we enjoy doing, so there is every reason for us to continue to take advantage of the convenience that the internet provides. We are however also responsible for our own behaviour when using the internet, and for taking what precautions we can to protect ourselves and our families in much the same way as we do when driving or even at home. Many of us now manage our bank accounts online and even more of us do some of our shopping online. Both of these activities carry a degree of risk, but we are now sufficiently aware of those risks to ensure that we protect our passwords and never give out our banking details without very good reason. When we are shopping online many of us also protect ourselves against faulty goods or even the failure to receive a product by always using a credit card for purchases online, because of the insurance element offered by the credit card companies for such problems. Most of us are therefore reasonably savvy when it comes to that sort of online financial transaction, but we should also give the same amount of thought to how we use the internet during our leisure time. It is reasonable to assume that you have us here at onlinecasino.ie because you are interested in playing casino games at an online casino. As you will see we have attempted on this site to help our readers first of all to select a safe and secure online casino, and then to assist them in learning new casino games by detailing the rules of most of the games. We also offer advice on other aspects of playing online casino games, particularly the necessary financial transactions. Playing casino games online requires us to deposit money into our chosen online casino account, and all the online casinos offer a wide variety of deposit options to help us do that. As with any other online financial transaction however there are good and not so good options, and it is important that new players make an informed decision about which of the available deposit options is best for them.
The first thing we need to point out is that depositing money into an online casino account is not the same as paying for your weekly shop at a supermarket, or buying a new sofa. You may well usually use a credit card for both of these transactions, but not only are there are no advantages to be had from using a credit card as an online casino deposit option, it will actually cost you money. Even if we ignore the fact that using a credit card to fund playing casino games is effectively gambling with borrowed money, the banks issuing the cards are also not impressed with anybody using a credit card for any form of gambling. They demonstrate their disapproval by applying a surcharge of up to 2% on any transaction associated with gambling, including playing casino games online. They will also charge interest on the money from day one because it is considered to be a cash withdrawal rather than a purchase. It is never a good idea to gamble with borrowed money, but it is difficult enough to win money playing casino games without starting with additional unnecessary costs such as these. There would have to be a very good reason to even consider using a credit card as an online casino deposit option. Before we go on to discuss much better online casino deposit options, we should point out that although using a debit card as a deposit option is far better than using a credit card some banks will still take exception to you using a card to fund gambling and still apply a charge.
As we have already pointed out all the online casinos offer a wide range of deposit options so there is no need to use either a credit card or a debit card as a direct method of funding playing your casino games. The most obvious alternative is to open an e-wallet account such as a Pay Pal account or a Neteller account. An e-wallet is a separate bank account which allows you to pay for a wide variety of internet purchases and financial transactions without the website operators having access to your primary banking details. Just as important however is the fact that your bank will also have no knowledge of what you are using your e-wallet account for, so opening this sort of account also greatly increases your privacy. You can choose from a variety of different methods to transfer money into your e-wallet account, and although most people choose a simple bank transfer, it is even possible to use a credit card if you must.
There are other alternative deposit options which you may want to consider, including of course cash. Both Paddy Power and Ladbrokes allow their Irish online casino customers to manage their accounts using cash at any of their betting shops, and from the point of view of security and privacy there is clearly no better option. Most online casinos will also accept pre-loaded cards such as Paysafe or Ucash as a deposit option, and again this is far better than using a bank card.