Ever since easy access to the internet became a common feature of our daily lives we have also needed to be increasingly aware of the importance of taking care of our personal data, particularly when carrying out financial transactions online. Identity theft and internet fraud have both increased in frequency as more and more of us have begun to use the internet regularly for shopping, banking and other essential personal transactions, and we are being constantly warned to treat our passwords with the same degree of care as we do our credit and debit card pin numbers. Nowadays most of us are very aware that all of these precautions are important and necessary whenever we are using the internet for financial transactions such as banking, shopping or paying bills, but do we take the same sort of care when it comes to using the internet during our leisure time. The fact that you have accessed this site indicates that you are either contemplating the idea of playing casino games at an online casino or you have already started to enjoy playing games online. It is therefore important that you give some thought to what is the best way to fund playing casino games online, both from a security point of view and indeed also from a cost perspective. Here at onlinecasino.ie we carry out regular audits of all the online casinos on our recommended list, and we have no reason to doubt the security and privacy systems associated with any of those sites, which is of course one of the reasons why they are featured on that list. All of these online casinos also offer a wide range of deposit options designed to suit the needs of all their prospective customers, but not all of them provide the sort of privacy that many of us would prefer to maintain, and some of these deposit options will unfortunately also incur additional unnecessary costs. We all know that playing casino games at an online casino is unlikely to earn us a living, and the odds are that we will probably lose in the long run, but to choose an online casino deposit option which puts us in the red before we have even placed a bet is surely not a sensible decision. The biggest problem lies in the use of a credit card as a deposit option. Every online casino will accept most of the major credit cards as a suitable deposit option, and many of us have of course become used to using a credit card whenever we purchase something online because of the built-in insurance element should anything go wrong, but that is irrelevant when it comes to funding our gambling activities. Using a credit card as an online casino deposit option is effectively gambling with borrowed money which is clearly never a good idea under any circumstances, but the banks take an even dimmer view of anybody using a credit card for any form of gambling, and will try to dissuade us by applying a surcharge of up to 2% on any such transaction. We should also point out that using a credit card as an online casino deposit option is also considered to be a cash transaction equivalent to withdrawing money from an ATM, and will therefore attract interest from day one at credit card rates. In view of all these cost implications it is surely difficult to justify using a credit card as an online casino deposit option, particularly as there are many better choices available.
Most online casinos readily accept a debit card of course, but we have heard of occasions when even using a debit card has incurred additional charges. There is also the question of whether we want our bank to know what we are doing with our money from a privacy point of view. If that is a concern, then an e-wallet account is one of the solutions. Many of us have already opened a Pay Pal account for instance, because it has become a method of payment accepted by almost every internet business, and a Pay Pal account is also probably the most well known e-wallet. Almost every online casino accepts deposits through a Pay Pal account or one of the other e-wallets such as Neteller, and there are several advantages in using an e-wallet as a deposit option. The first and most obvious is that your bank does not know what you are using your e-wallet account for, and is therefore not in a position to penalise you in any way. Another obvious plus from the point of view of privacy and security is that the online casino does not have access to your main bank account details when you use an e-wallet as a deposit option. An e-wallet is therefore one of the best online casino deposit options you can choose, both from the point of view of security regarding your personal data and even more important for some of us our privacy. Opening an e-wallet account is very easy and once opened can be used for a whole range of internet transactions as well as making deposits into an online casino account. How you fund your e-wallet account is also entirely up your individual circumstances and preference, although most people simply use a bank transfer from their current account. There are other online casino deposit options worth mentioning at this stage which also offer certain advantages. The most commonly used is a pre-loaded card such as Paysafe or Ucash, both of which are widely accepted as a deposit option by most online casinos. Many of us have become aware of the idea of pre-loaded cards when taking foreign currency abroad for our day to day holiday expenses, and the principle is very similar. Many online casino games players also prefer to use a pre-loaded card to fund their casino games because it also helps them to control their gambling budget. You can’t spend more than you have put on the card.